Solutions Simplified !

Are you looking for loan ? We help our clients to  get the best deal on Home Loan, Business Loan, Personal Loan and other financial products for their business or personal lending requirements. 

We can help you to choose the best solution, best suited to your personal or business need. Finance is the backbone of any business or household and having the right product makes a big difference. Our team of expert financial advisors can  help you to choose the best suited loan product across product lines - be it secured or unsecured loan, business working capital or any other type of specific lending requirement, you might have. Explore best in class lending solutions and apply online. We work with the leading SME enterprises, Self Employed professionals and salaried customer to offer financial solution across secured or unsecured product.

Investment decision are unlikely to opt for Home Loan, personal loan or business loan. Every business and individual have an unique and specific investment objective and that should be given due importance while deciding the investment instrument. There are so many products and options across loan and investments available in the market and this makes it more complex to choose best investment solution. Its unlike a personal loans or business loan which comes with fixed interest rate.

iamSolutions is your preferred platform for online loans and investment solutions. We help clients to invest in long term corporate fixed deposits and real estate to get the best return on investment and at the same time avoid unnecessary exposure to equity market.

Small and Medium Enterprises (SMEs) play a vital role in the growth of the Indian economy, by contributing 45% of the industrial output, 40% of exports, 42 million in employment and creating one million jobs every year. Many SMEs tend to be entrepreneurial ventures where the promoter has either invested his/her savings or borrowed money to start a new venture. Now, risk is inherent in our lives, but SMEs are especially vulnerable to risks that threaten the dream venture that they have worked so hard to build. 

Naturally, with the stakes being so high, insurance is a prudent way to limit liabilities in the event of damage to assets, property and business. For SMEs, it could be the key to survival. However, SME Insurance in India is a highly underpenetrated market especially in the non-mandatory segments. Even today, among large sections of the population, the perception is that insurance means either life insurance or health insurance. The fact is that insurance covers anything and everything under the sun, and is even customized to fit the specific requirements of offices, industries, shops, small businesses, agriculture etc.

SME insurance cover is now seeing a rise in India, with respect to the products offered and the companies that offer these products. An SME Package cover gives the flexibility to combine covers of one's choice in a single policy. The standard package policies include cover from fire and natural perils and burglary coverage. However, the sector has still not adequately met the need for more tailored and customized products for the SME segment. We cater our clients beyond personal loan and home loan, and offers customized solutions

Our consulting division primarily helps our clients to apply under the eligible schemes of Central & State Government across education, employment & financial inclusion solutions. be it applying scholarships for higher education or to avail financial assistance to start a business.

 iamSolutions caters to its clients to prepare required documentation, filling the applications forms and applying in correct eligible category as per the norms set by various institutions. There are specific schemes exclusively implemented for the betterment and upliftment of weaker section of society i.e. SC, ST, Minorities etc. and our services are to support these applicants to take best advantage of these schemes. 

For an example;  Pre-Matric Scholarship to the SC Students studying in classes IX & X is a Centrally Sponsored Scheme and implemented through State Government and UT administration. 

The Objectives of the scheme are to support parents of SC children for education of their wards studying in classes IX and X so that the incidence of drop-out, especially in the transition from the elementary to the secondary stage is minimized, and to improve participation of SC children in classes IX and X of the pre-matric stage, so that they perform better and have a better chance of progressing to the post-matric stage of education. The Scheme will be available for studies in India only and will be awarded by the Government of the State/Union Territory to which the applicant belongs i.e. where he is domiciled.