Lease Rental Discounting

IamSolutions.in is always striving to offer innovative solutions to benefit our customers in as many ways possible. That’s why we advise our clients for rent securitization scheme wherein they can take loans from the rent receivables against their fixed assets.

Customers, who have rented out their properties to Public Sector Undertakings/ Government/ Semi-government / Reputed Corporates, Banks, Financial Institutions and Multinational Companies can avail loan against future rent receivable.

  • Loan amount up to 80% of the total future rent receivable.
  • Eligibility shall be determined by respective financial institutions considering income, age, qualification and occupation etc.
  • Income of borrower(s)/ co-borrower(s) may be clubbed together for calculation of loan eligibility.

Lease Rental Discounting Products

Up to 90% rental income can be securitized to avail lease rental discounting loan. Lease Rental Discounting helps to raise funds against the future expected rentals of self owned commercial property. To avail this loan the property should be occupied by the Lessee and the Leave & License agreement should be registered. Just like Loan against Property, LRD can be provided for any of the purposes mentioned above

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Features of Lease Rental Discounting

Lease Rental Discounting is an unique product, in which you borrow from a financial institution in return of pledging your future rental income from the property owned by you. In this scenario loan is provided against the future rentreceivables and mortgaging the leased property.

Advantages of LRD

Borrower does not pay any EMI directly to the lender, instead rental are kept in escrow account opened with lender.

Faster Loan

IamSolutions helps its client to expedite the entire process by saving time in loan processing. we offer doorstep documentation and personalized assistance to complete application process and ongoing requirements to fast track the loan process.

Disadvantages of LRD

Property owner can not sell his property until the LRD is active.

Enjoy the best rates

Under LRD, interest offered are better than vanila loan against property as lender has the security of payment in form of rental receivables already pledged to him.

Lease Rental Discounting Eligibility

Loans offered to Self-Employed Professionals, Proprietorship Firms, Partnership Firms, Private Limited Companies and closely held Limited Companies. Lease Agreement to be registered. Lessee to be reputed corporate, Banks, Financial Institutions and MNCs.

Rate of Interest

9 % Onwards

Tenure

Upto 9 Years

Loan Amount

Min 5 Cr.

Frequently Ask Questions

Still you have questions ?

Yes you can pay off your loan anytime after paying 6 installments.

No, opening the escrow account is mandatory.

Whenever you needs to meet your business objective.

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Now apply for a Loan online, All you need to do is provide your details below application form.